From clients who needed Basic Financial Planning, Budgeting or Financial Advice

Over the last number of years I have worked with numerous clients who wanted me to assist them with basic financial planning ,

teach them how to make a budget, manage their money effectively or save money on their expenses. Some clients need help to get out of debt, whilst others want guidance with how to reach retirement with enough saved, and others want help navigating the unfamiliarity of the Israeli economy. Don't take my word for it…..here is what my clients have to say:

Boker Tov Rivka,
I want to thank you for your excellent Presentation on Banking at The AACI, Monday night January 25, 2010 as part of my Navigational Series.
Through your clear, precise and incredible knowledge you were able to unravel the mysteries of the (Israeli) Banking System much to the delight of your attentive audience!

I have received emails praising your lecture and you

Thanks again Rivka, Sheila

Sheila Bauman Klitah Counselor, AACI

Rifka Lebowitz has helped me organize my finances in a friendly, professional manner. I feel completely secure that my financial information is confidential. My financial situation is complex as my husband is working outside of Israel, and I am assisting adult children as well as dependants at home. She has dealt with all of these factors, reassuring me, guiding me and teaching me the skills I need to manage my finances. She has gone above and beyond- encouraging me to produce income as well as think of creative ways to save that do not threaten my lifestyle. I am much calmer about my finances now that I am more in control- thank you Rifka!
Anonymous, Modiin

....Rifka Lebowitz, in Bet Shemesh. She was our investement advisor at PAGI (the frum branch of FIBI, a main Israeli bank) and she did a fabulous job for us. She is also good at helping people manage the spending side of the ledger: she knows the smarter ways to spend money in Israel, and how to help people keep to a budget, in a gentle but effective way. So she now helps us manage our expenses....

I HIGHLY recommend you meet with her next week on your pilot trip ...- in preparation for your Aliah at the end of the Summer.
Yonah Alexandre Bronstein Ph.d, Ramat Bet Shemesh

….our sessions have been well worth my time and money, Rifka made my financial goals a reality. When I met her I knew nothing about basic financial planning. Rifka you are an Israeli Suzy Orman.
H.D. Jerusalem

Rifka Lebowtiz has been assisting and advising me on my specific financial needs for over a year now. She has been an excellent guide and adviser. At the first meeting she made it her job to find out what OUR SPECIFIC needs were. She has given us such piece of mind. She is very thorough, totally trustworthy, and does exactly what YOU need her to do, and when you need her to do it! Seeing her won't make money issues worse, rather far better it's been well worth our money! She has a wonderful friendly, down to earth and yet professional manner. I highly recommend her services.
J.Gerzi Ramat Bet Shemesh

If you want to get your household finances in order I'd like to recommend using Rifka Lebowitz, (was from Bank Pagi), she offers a variety of financial services. Getting our finances and budgeting in order was an eye opener, money saver and we find our financial plan to be very useful.
V.E. Bet Shemesh

Dear Rifka,

I want to express my appreciation for your advice this morning. B"H everything went better than I expected. The bank man gave me a very reasonable rate and ......

Now I'm up to phase II and hope to do my homework as soon as possible.

All the best and thank you again,
Mrs. B. Jerusalem

I've been working with Rifka Lebovitz for the past 9 months. Getting a grip on my finances with her help has improved my life immeasurably. I recommend her highly. Mrs. S

What's it like to discuss your finances in every single conversation with your spouse?
What's it like to use one card to pay off another, never knowing how to make them all stay away for a while?
What's it like to know something is wrong with your financial picture, but not knowing what or whose fault it is?
What's it like to have no savings or emergency fund, hoping for the best from month to month?
What's it like to spend money on unnecessary items, just to alleviate the financial anxiety that seems unpreventable?
What's it like to be too embarrassed to seek out help for something every adult is supposed to know, but you don't?

I'm so glad I overcame my embarrassment and requested help from financial consultant Rifka Lebowitz. She has guarded my privacy completely. After a few meetings she prepared a simple to follow financial plan, explaining to me where my problem areas were and giving me lots of gentle, uncritical, truly helpful tips for bringing my spending under control. She didn't judge me, and she's encouraged me at every turn. She has praised me for my successes and reassured me that change does not come all at once.
Now I know that I want the respect of my spouse more than I want another pair of shoes.
I want the calm and confidence that having a financial safety net brings me more than I want to wander in a mall.
I want to plan for holidays and special simchas so that I feel enjoyment, rather than anxiety.

I've learned to alleviate my guilt feelings about spending, and allow myself to feel entitled to what is in my budget.

It's been a challenge to change, and more like a fun game than a punishment to bring things under control. That's due, I am sure, to Rifka's reassuring manner, pleasant approach and encouraging guidance.

I now have tools that I feel confident using and an ongoing relationship with a wonderful adviser who truly goes above and beyond the call of duty in her work.

mother of five, age 53 made aliyah 1994

Testimonials: Basic financial planning